In this article, car accident attorneys explains that not absolutely all victims of motor-vehicle accidents of necessity have a legal state. Philadelphia's 'threshold' requirements for these types of cases mean that only 'severe injury' claims may be pursued. This article describes how the law becomes 'significant injuries' as a result of automobile accidents injuries.
When you have been injured in a car accident attorneys, Philadelphia's No-Fault Law mandates your accident-related medical expenses, including lost earnings and incidental costs, up to $50,000.00 are settled. These are called your economic damages, but who pays the bills if they exceed $50,000.00? Who is going to help you and your family if you are never able to work again due to your injuries? Additionally, who pays for your non-economic damages? For example, who is going to cover you for your pain and disability and suffering experienced since the accident?
Philadelphia's Insurance Law demands that you experience a 'serious injury' before filing a suit regarding the a motor vehicle accident to retrieve these additional problems. If you don't suffer a 'serious injury,' no matter how much pain and enduring you experience, you can't bring a personal injury litigation to recover for your non-economic damages.
So, how do you know whether you've experienced a 'serious injury'? In other words, Philadelphia has exclusively described the term, and your injury must fall within its meaning. While this might seem unfair, it is nonetheless true. It's crucial to know very well what constitutes a 'severe injury.' In New York, a 'serious injury' means a private injury which leads to one of the following:
1. Death;
2. Dismemberment;
3. Significant disfigurement;
4. A fracture;
5. Lack of a fetus;
6. Permanent loss of use of a human anatomy organ, member, function or system;
7. Permanent consequential issue of use of a body organ or member;
8. Major limitation of use of a body function or system; or
9. A clinically determined injury or impairment of a non-permanent character which prevents the injured person from doing substantially all of the substance acts which constitute such person's usual and customary day to day activities for not less than ninety days during the one hundred eighty days immediately following the occurrence of the injury or impairment.
More details is found on this page.
As you can see from the number above, some of the 'severe injuries]' noted are obscure. For example, what is deemed 'significant disfigurement'? Is a scar good enough? How about a scar that's not readily apparent or hidden beneath clothing? Are all burns 'significant disfigurement'? To visit still another category, above, if you break the cartilage in your nose, is that a 'crack' under the definition of 'serious injury'? Does a fracture include a chipped tooth or chipped teeth? Because of this language, you can see why this entire area of law is a heavily litigated area. There are literally tens and thousands of Philadelphia legal ideas addressing these issues. You'd do well to check with a car accident injury attorney experienced in handling these kind of claims, when injured in an auto accident, after getting the medical treatment you require. An experienced and skilled attorney can indicate the difference between being limited to 'No-fault' benefits and having a court observe that you have sustained a 'serious injury' warranting a test.