When you have been injured in a car accident attorneys, Philadelphia's No-Fault Law mandates your accident-related medical expenses, including lost earnings and incidental costs, up to $50,000.00 are settled. These are called your economic damages, but who pays the bills if they exceed $50,000.00? Who is going to help you and your family if you are never able to work again due to your injuries? Additionally, who pays for your non-economic damages? For example, who is going to cover you for your pain and disability and suffering experienced since the accident?
Philadelphia's Insurance Law demands that you experience a 'serious injury' before filing a suit regarding the a motor vehicle accident to retrieve these additional problems. If you don't suffer a 'serious injury,' no matter how much pain and enduring you experience, you can't bring a personal injury litigation to recover for your non-economic damages.
So, how do you know whether you've experienced a 'serious injury'? In other words, Philadelphia has exclusively described the term, and your injury must fall within its meaning. While this might seem unfair, it is nonetheless true. It's crucial to know very well what constitutes a 'severe injury.' In New York, a 'serious injury' means a private injury which leads to one of the following:
1. Death;
2. Dismemberment;
3. Significant disfigurement;
4. A fracture;
5. Lack of a fetus;
6. Permanent loss of use of a human anatomy organ, member, function or system;
7. Permanent consequential issue of use of a body organ or member;
8. Major limitation of use of a body function or system; or
9. A clinically determined injury or impairment of a non-permanent character which prevents the injured person from doing substantially all of the substance acts which constitute such person's usual and customary day to day activities for not less than ninety days during the one hundred eighty days immediately following the occurrence of the injury or impairment.
More details is found on this page.
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